Discount Agent
This is the only one of the six that is not a leak so much as an unopened envelope. The money is offered, the terms are on the invoice, and the approval takes twelve days when the discount needed ten.
An early-payment discount that was available is never left unclaimed.Discount terms are read off the contract and the invoice, and the payment run is built to hit the date the discount actually requires.
What it checks
On every invoice, not a sample.
- Discount terms on the invoice against the terms in the contract, where they differ
- The date the discount actually expires, counted from the right event
- Whether the run is scheduled to land inside that window
- The trade-off, where taking the discount conflicts with a payment date set for cash reasons
What it reads, what it writes
Reads
Contract payment terms · Invoice terms and dates · The scheduled payment run
Writes
A recommended payment date that captures the discount · The value of taking it against the value of holding cash · A record when a discount was consciously let go, and why
Where it sits in the team
Agents do not work alone. Each one hands its result to the next, so a finding raised here shows up as context downstream rather than being re-derived.
Hands to it
It triggers
When it isn't sure
Cash position beats a discount sometimes, and that is a treasury decision rather than an accounts one. The agent surfaces the number and the deadline; it does not move a payment date on its own.
Any check that runs on every transaction will meet cases it cannot settle. What makes a control trustworthy is not that it never hesitates — it is that hesitation produces a named question for a person, rather than a silent pass or a silent block.
See what this one finds in your last 90 days.
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